Spend your Canton.
Never sell it.
Lock your Canton Coin, draw a spendable line against it, and earn Magic Points on every transaction. Real liquidity, zero selling — your assets keep working while you spend.
Over-collateralized · self-liquidating · no fees to begin
Your coins stay put.
Their value gets spent.
Three parts, one loop: a vault that holds your coin, a line you can spend in dollars, and points that pay you back — every move settled on Canton.
Collateral vault
Drop your Canton Coin into a vault in one tap. It stays in your name, stays recoverable, and keeps earning while it backs your line.
Spending line
Borrow dollars against your vault at a safe ratio and spend them anywhere. The line quietly settles itself from your collateral.
Magic Points
Every transaction pays you back in points — funded by real yield and card margin, not promises. Use them in-app or cash out on your own clock.
Your coin should spend like cash — without leaving you.
Today, spending a single dollar of your Canton means selling it — and giving up the position. Magic Money unlocks the value and hands the coin right back to you.
of your locked Canton is spendable on day one — with headroom kept in reserve
self-liquidating settlement — no due dates, no collections, no late fees, ever
to unlock a balance — your coin stays in your name, still earning the whole time
Built like infrastructure.
Feels like cash.
Never sell, never miss the upside
Your Canton Coin stays in your name, earning yield, while you spend its value. The credit is invisible — it feels like spending your own money.
Self-liquidating by design
Every line is over-collateralized and auto-settles against your CC. No collections, no surprise APRs, no "minimum payment" anxiety.
One app that keeps growing
Vault, spending line, points today — with cards and automated payments on the way. Each piece makes the rest more useful.
Stop choosing between
holding and spending.
On iOS and Android, with a browser extension to match. Setup takes about a minute.
Over-collateralized · self-liquidating · no fees to begin