Four steps. None of them is "sell."
Magic Money never lends you a stranger's money. You spend against what you already own — and you get it all back when the line settles.
Lock your collateral
STEP 01Move Canton Coin into your Magic vault. It stays yours, keeps earning on-chain yield, and is fully visible only to you.
Draw a spendable line
STEP 02We open a USD-value line at a conservative LTV (typically 40–60%). Lock 2,000 CC, spend up to ~$1,240 — instantly.
Spend & earn
STEP 03Pay merchants, in-app, or on-chain. Every transaction earns Magic Points — funded by yield + interchange, not IOUs.
Auto-settle, on your clock
STEP 04Top up to free collateral, or let the line auto-settle against your CC after a cooldown. No due dates, no collections — it's self-liquidating.
A full bank that never asks you to sell.
Spending lines today. Physical and virtual cards next. Then payments your agents can make on your behalf, inside limits you set — every layer built on coins you got to keep.