Points & economics

Where the rewards actually come from.

Most points programs quietly print IOUs. Magic Points are funded by real revenue — so the rewards are sustainable and the app stays solvent.

Funded by real yield, not promises

Two genuine revenue sources back every point — never your treasury.

≈ 4–8%
On-chain Canton yield

Your locked collateral earns validator / staking yield while it sits. Points are a skin over real earnings.

≈ 1–2%
Interchange & spread

Every settlement earns a margin. A slice flows back to you as points — classic cashback economics, on-chain.

0
Treasury IOUs

We never owe a fixed dollar on demand. That's how loyalty programs avoid billion-dollar redemption liabilities.

Your spending power

Drag to see how much Canton Coin unlocks — without selling a single coin.

48%LTV
Collateral locked
$2,500
Spendable now
$1,200
⟳  Cash-out cooldown:  7 days  — a solvency control, and why your line never gets called at a bad moment.

Illustrative only. LTV held at 48% in this model; real LTV adjusts to CC volatility. Lines are over-collateralized and self-liquidating.

The points model

Soft, tunable, and in-ecosystem first.

Earn on everything

Every spend, settle, and referral earns Magic Points. The earn rate is generous because it's backed by real margin.

Spend points in-app first

Cover fees, boost your yield tier, or unlock prediction-market credits. Points work hardest inside the ecosystem.

Convert on a cooldown

Cash points to USD-value after a short cooldown. Predictable for you, solvent for us — no on-demand dollar run.

Spend it all
without selling a coin.

Lock, spend, earn, repeat. Your Canton never leaves your side.